:root {
  --primary: #008080;
  --primary-dark: #005959;
  --primary-light: #e6f4f4;
  --brand-saffron: #FF451A;
  --accent-pink: #ec4899;
  --bg-main: #f8fafc;
  --bg-card: #ffffff;
  --text-main: #0f172a;
  --text-muted: #64748b;
  --border-color: #e2e8f0;
  --warning-bg: #fffbeb;
  --warning-border: #fde68a;
  --warning-text: #92400e;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.08), 0 2px 4px -1px rgba(0,0,0,0.04);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.08), 0 4px 6px -2px rgba(0,0,0,0.03);
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --container-width: 1140px;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
}

body {
  background-color: var(--bg-main);
  color: var(--text-main);
  line-height: 1.6;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: color 0.2s ease;
}

a:hover {
  color: var(--primary-dark);
}

.container {
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 20px;
}

/* Header & Nav */
header {
  background: #ffffff;
  border-bottom: 1px solid var(--border-color);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: var(--shadow-sm);
}

.nav-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

.logo-group {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.logo-img {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  object-fit: contain;
}

.brand-text {
  display: flex;
  flex-direction: column;
}

.brand-name {
  font-size: 22px;
  font-weight: 800;
  color: var(--brand-saffron);
  letter-spacing: -0.5px;
  line-height: 1.1;
}

.brand-entity {
  font-size: 11px;
  color: var(--text-muted);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  list-style: none;
}

.nav-links a {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-main);
  padding: 6px 4px;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--primary);
  border-bottom: 2px solid var(--primary);
}

.nav-btn {
  background-color: var(--primary);
  color: #ffffff !important;
  padding: 8px 18px !important;
  border-radius: var(--radius-sm);
  border-bottom: none !important;
  transition: background-color 0.2s ease;
}

.nav-btn:hover {
  background-color: var(--primary-dark);
}

/* Disclaimer Banner */
.disclaimer-banner {
  background-color: var(--warning-bg);
  border-bottom: 1px solid var(--warning-border);
  color: var(--warning-text);
  font-size: 13px;
  padding: 10px 0;
  text-align: center;
}

.disclaimer-banner strong {
  font-weight: 700;
}

/* Hero Section */
.hero {
  padding: 60px 0 50px;
  background: linear-gradient(180deg, #ffffff 0%, var(--bg-main) 100%);
  text-align: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--primary-light);
  color: var(--primary-dark);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 20px;
  border: 1px solid rgba(0, 128, 128, 0.2);
}

.hero-title {
  font-size: 40px;
  font-weight: 800;
  color: var(--text-main);
  line-height: 1.2;
  margin-bottom: 16px;
}

.hero-title span {
  color: var(--brand-saffron);
}

.hero-subtitle {
  font-size: 18px;
  color: var(--text-muted);
  max-width: 680px;
  margin: 0 auto 24px;
  line-height: 1.6;
}

.hero-tagline {
  font-size: 15px;
  font-weight: 600;
  color: var(--primary);
  font-style: italic;
  margin-bottom: 30px;
}

.hero-actions {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 24px;
  border-radius: var(--radius-sm);
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s ease;
  border: 1px solid transparent;
}

.btn-primary {
  background-color: var(--primary);
  color: #ffffff;
}

.btn-primary:hover {
  background-color: var(--primary-dark);
  color: #ffffff;
}

.btn-outline {
  background-color: transparent;
  color: var(--primary-dark);
  border-color: var(--primary);
}

.btn-outline:hover {
  background-color: var(--primary-light);
}

/* Sections */
.section {
  padding: 50px 0;
}

.section-header {
  text-align: center;
  margin-bottom: 40px;
}

.section-tag {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--primary);
  margin-bottom: 8px;
}

.section-title {
  font-size: 28px;
  font-weight: 800;
  color: var(--text-main);
}

/* Grid & Cards */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 24px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(360px, 1fr));
  gap: 28px;
}

.card {
  background: var(--bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 18px;
}

.card-title {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-main);
}

.card-desc {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Process Steps */
.step-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 20px;
}

.step-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.step-number {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--primary);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  flex-shrink: 0;
}

.step-content h4 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 4px;
}

.step-content p {
  font-size: 13px;
  color: var(--text-muted);
}

/* Legal/Policy Content Box */
.policy-box {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 36px;
  box-shadow: var(--shadow-sm);
  margin-bottom: 40px;
}

.policy-box h2 {
  font-size: 22px;
  font-weight: 800;
  color: var(--primary-dark);
  margin: 28px 0 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--border-color);
}

.policy-box h2:first-child {
  margin-top: 0;
}

.policy-box h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--text-main);
  margin: 18px 0 8px;
}

.policy-box p {
  font-size: 14px;
  color: #334155;
  margin-bottom: 14px;
  line-height: 1.7;
}

.policy-box ul {
  margin: 10px 0 16px 24px;
}

.policy-box li {
  font-size: 14px;
  color: #334155;
  margin-bottom: 8px;
  line-height: 1.6;
}

.meta-date {
  font-size: 13px;
  color: var(--text-muted);
  margin-bottom: 20px;
}

/* Contact Info Table/Card */
.contact-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.contact-row {
  display: flex;
  align-items: center;
  gap: 14px;
}

.contact-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--primary-light);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  flex-shrink: 0;
}

.contact-label {
  font-size: 12px;
  color: var(--text-muted);
  text-transform: uppercase;
  font-weight: 600;
}

.contact-val {
  font-size: 15px;
  font-weight: 700;
  color: var(--text-main);
}

/* Footer */
footer {
  background: #ffffff;
  border-top: 1px solid var(--border-color);
  margin-top: auto;
  padding: 40px 0 24px;
}

.footer-content {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 30px;
  margin-bottom: 30px;
}

.footer-col h5 {
  font-size: 14px;
  font-weight: 700;
  color: var(--text-main);
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-links a {
  font-size: 13px;
  color: var(--text-muted);
}

.footer-links a:hover {
  color: var(--primary);
}

.footer-bottom {
  border-top: 1px solid var(--border-color);
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12px;
  color: var(--text-muted);
  flex-wrap: wrap;
  gap: 12px;
}

/* Responsive */
@media (max-width: 840px) {
  .nav-links {
    display: none;
  }
  .hero-title {
    font-size: 30px;
  }
  .footer-content {
    grid-template-columns: 1fr;
  }
}